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UNIFIED PAYMENT INTERFACE

The popular digital mode of payment system viz UNIFIED PAYMENT INTERFACE, an instrument launched by RBI, had a good heap in the last few months, however, has not reached the expected target.  It is observed that it has fallen short by 35% of its target. The following chart gives a fair idea about the UPI

UNIFIED PAYMENT INTERFACE

The popular digital mode of payment system viz UNIFIED PAYMENT INTERFACE, an instrument launched by RBI, had a good heap in the last few months, however, has not reached the expected target.  It is observed that it has fallen short by 35% of its target. The following chart gives a fair idea about the UPI

AU Small Finance Bank

It was Equitias Small Finance Bank and Ujjivan Small Finance Bank which had set up their Small Finance Banks during last year.  Now, AU Small Finance Bank is the third SFB which is a retail-focused non-banking finance company (NBFC) converted itself in to a small finance bank in April this year.  RBI had granted license

AU Small Finance Bank

It was Equitias Small Finance Bank and Ujjivan Small Finance Bank which had set up their Small Finance Banks during last year.  Now, AU Small Finance Bank is the third SFB which is a retail-focused non-banking finance company (NBFC) converted itself in to a small finance bank in April this year.  RBI had granted license

The Positive Side of Bad Habits

We all have at least one or two bad habits, but did you know that these habits aren’t necessarily bad, and in fact can improve your life? Nail Biting Nail Biting – although it’s considered a bad habit by society, humans have been biting their nails since the dawn of time. Nail biting prevents your

The Positive Side of Bad Habits

We all have at least one or two bad habits, but did you know that these habits aren’t necessarily bad, and in fact can improve your life? Nail Biting Nail Biting – although it’s considered a bad habit by society, humans have been biting their nails since the dawn of time. Nail biting prevents your

NBFCs GROW

Unmindful of the recent report of Reserve Bank of India, in their Financial Stability Report, that NBFCs reported a decline in growth,  ten of the NBFCs, showed over 18% growth in their Loan books as against a growth of 15% in the 9 Private Sector Banks.  Let us see the special features of such growth:

NBFCs GROW

Unmindful of the recent report of Reserve Bank of India, in their Financial Stability Report, that NBFCs reported a decline in growth,  ten of the NBFCs, showed over 18% growth in their Loan books as against a growth of 15% in the 9 Private Sector Banks.  Let us see the special features of such growth:

Introduction of ESOP in PSBs

INCENTIVES FOR PUBLIC SECTOR BANK EMPLOYEES It is an accepted fact that the motivational level at a Public Sector Bank is at Zero level.  How to overcome this?  Here is a proposal from the Indian Banks Association in consultation with Finance Ministry. EMPLOYEE STOCK OPTION PLANS  Possessiveness is increased through inducting the employees in to

Introduction of ESOP in PSBs

INCENTIVES FOR PUBLIC SECTOR BANK EMPLOYEES It is an accepted fact that the motivational level at a Public Sector Bank is at Zero level.  How to overcome this?  Here is a proposal from the Indian Banks Association in consultation with Finance Ministry. EMPLOYEE STOCK OPTION PLANS  Possessiveness is increased through inducting the employees in to