The BSR-1 return relates to bank credit. Each branch/office of a bank is required to submit this return to the Reserve bank of India as on 31st March every year. In case the 31st March is a holiday, the figures should relate to the immediate preceding working day. 2. The bank credit required to be reported in this return comprises the following items: (a) loans, cash credits and overdrafts, (b) inland bills purchased and discounted, (c) foreign bills purchased and discounted. Here is the latest report from RBI.