Blog Image
SFBs Propose To Shift To Individual Financing

SMALL FINANCE BANKS have been operating in India, for quite some time. These banks have a different lending strategy to cater to the needs of Micro and small Entrepreneurs. They mainly rely on Group lending. What is the main Risk Associated with Group Lending? SFBs resort to Group Financing, which has resulted in more challenges

SFBs Propose To Shift To Individual Financing

SMALL FINANCE BANKS have been operating in India, for quite some time. These banks have a different lending strategy to cater to the needs of Micro and small Entrepreneurs. They mainly rely on Group lending. What is the main Risk Associated with Group Lending? SFBs resort to Group Financing, which has resulted in more challenges

Legal Heir Certificate And Succession Certificate

Legal heir certificate and succession certificate are entirely different. SUCCESSION CERTIFICATE If the head or a family member passes away, the next direct legal heir of the deceased such as wife/ husband/son/daughter/mother can apply for a Succession Certificate. This certificate can be used for the purpose of transferring Electricity connection, Telephone connection/Patta transfer, House Tax, 

Legal Heir Certificate And Succession Certificate

Legal heir certificate and succession certificate are entirely different. SUCCESSION CERTIFICATE If the head or a family member passes away, the next direct legal heir of the deceased such as wife/ husband/son/daughter/mother can apply for a Succession Certificate. This certificate can be used for the purpose of transferring Electricity connection, Telephone connection/Patta transfer, House Tax, 

CUT IN SB RATE BY STATE BANK OF INDIA

SB ACCOUNT RATES It may be recalled that RBI had deregulated the interest rates on SB Accounts which was 4%, and extended permission to individual banks, to decide on the interest rates on SB Accounts.  This made some of the Private sectors to give interest on SB Accounts to the tune of say 6.5% to

CUT IN SB RATE BY STATE BANK OF INDIA

SB ACCOUNT RATES It may be recalled that RBI had deregulated the interest rates on SB Accounts which was 4%, and extended permission to individual banks, to decide on the interest rates on SB Accounts.  This made some of the Private sectors to give interest on SB Accounts to the tune of say 6.5% to

DIGI LOCKER

WHAT IS DIGILOCKER? Storing of documents in the digital form.  Let us say we apply for a bank loan, or for admissions to colleges or institutions and find it difficult to trace our original documents, every time, which may be in a partially damaged state, and or in pieces.  Income Tax Certificates, Marks sheets, Migration

DIGI LOCKER

WHAT IS DIGILOCKER? Storing of documents in the digital form.  Let us say we apply for a bank loan, or for admissions to colleges or institutions and find it difficult to trace our original documents, every time, which may be in a partially damaged state, and or in pieces.  Income Tax Certificates, Marks sheets, Migration

Effects Of Negative Thoughts

Thoughts are obviously two – POSITIVE THOUGHTS AND NEGATIVE THOUGHTS. The moment negative thought enters in your mind, 1 – Your body releases acid. 2 – Your aura (appearance and thoughts) decreases. 3 – Your resistance power decreases. 4 – Your system’s functions are affected. 5 – Your heart beat increases. 6 – Your blood

Effects Of Negative Thoughts

Thoughts are obviously two – POSITIVE THOUGHTS AND NEGATIVE THOUGHTS. The moment negative thought enters in your mind, 1 – Your body releases acid. 2 – Your aura (appearance and thoughts) decreases. 3 – Your resistance power decreases. 4 – Your system’s functions are affected. 5 – Your heart beat increases. 6 – Your blood