Blog | BANKEDGE | Professional Certification Courses In Banking

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PROCESS OF PSBs MERGER TO BE INITIATED AFTER FIRST QUARTER RESULTS The question of Public Sector Banks being merged is in the anvil since long time. However, the Finance Ministry is expected to take a stand on consolidation of PSU Banks after the first quarter results of the current fiscal year (FY 2018) is announced,

SFBs Propose To Shift To Individual Financing

SMALL FINANCE BANKS have been operating in India, for quite some time. These banks have a different lending strategy to cater to the needs of Micro and small Entrepreneurs. They mainly rely on Group lending. What is the main Risk Associated with Group Lending? SFBs resort to Group Financing, which has resulted in more challenges

05 Aug

SFBs Propose To Shift To Individual Financing

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SMALL FINANCE BANKS have been operating in India, for quite some time. These banks have a different lending strategy to cater to the needs of Micro and small Entrepreneurs. They mainly rely on Group lending. What is the main Risk Associated with Group Lending? SFBs resort to Group Financing, which has resulted in more challenges

Legal heir certificate and succession certificate are entirely different. SUCCESSION CERTIFICATE If the head or a family member passes away, the next direct legal heir of the deceased such as wife/ husband/son/daughter/mother can apply for a Succession Certificate. This certificate can be used for the purpose of transferring Electricity connection, Telephone connection/Patta transfer, House Tax,

03 Aug

Legal Heir Certificate And Succession Certificate

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Legal heir certificate and succession certificate are entirely different. SUCCESSION CERTIFICATE If the head or a family member passes away, the next direct legal heir of the deceased such as wife/ husband/son/daughter/mother can apply for a Succession Certificate. This certificate can be used for the purpose of transferring Electricity connection, Telephone connection/Patta transfer, House Tax,

SB ACCOUNT RATES It may be recalled that RBI had deregulated the interest rates on SB Accounts which was 4%, and extended permission to individual banks, to decide on the interest rates on SB Accounts. This made some of the Private sectors to give interest on SB Accounts to the tune of say 6.5% to

02 Aug

CUT IN SB RATE BY STATE BANK OF INDIA

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SB ACCOUNT RATES It may be recalled that RBI had deregulated the interest rates on SB Accounts which was 4%, and extended permission to individual banks, to decide on the interest rates on SB Accounts. This made some of the Private sectors to give interest on SB Accounts to the tune of say 6.5% to

WHAT IS DIGILOCKER? Storing of documents in the digital form. Let us say we apply for a bank loan, or for admissions to colleges or institutions and find it difficult to trace our original documents, every time, which may be in a partially damaged state, and or in pieces. Income Tax Certificates, Marks sheets, Migration

31 Jul

DIGI LOCKER

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