There is a continuous increase in the Banks’ NPA figure since 2015.  The figure reads that the PSU Banks NPA rose by Rs. 6.16 lakh crore since 2015. The NPA figures declined in PSU banks by Rs. 1,28,229 crore in the financial years due to write-offs, including compromise settlements. This is said to form around

It is well known that workplaces atmosphere is not the same as before.  It has seen many changes and has become more innovative.  There is of-course demand for better skillsets and the job seekers are expected to upgrade their skills, and more importantly present themselves accordingly. Obviously, a resume is any job seeker’s first impression, which needs

New NPA accounts getting added to the existing NPA figures has considerably decreased during the last one year, as reported by CIBIL.  The reasons attributed for the decrease are: Early recognition of such NPAs by banks Improvement in Corporate Health. Effects: This is expected to bring down the stress in the entire banking system Out

Here are some important Terminologies and their definition, which a banker should basically know and understand: SNO TERMINOLOGY DEFINITION 1 What is Repo Rate? Repo rate is the rate at which our banks borrow money from RBI. Whenever the banks have any shortage of funds they can borrow from RBI. A reduction in the repo

It is quite obvious that many a times, ATM transactions are declined, however, we find that the amount is debited to our account.  Possibly this could be due a defective ATM machine or problem with the dispenser or other technical flaw in the system.  Such declined transactions can be taken up for recovery within a