BE/RBI NOTE/20/2018 The Reserve Bank of India on Monday came out with draft guidelines on Loan System for delivery of Bank Credit to improve discipline among larger borrowers who enjoy working capital facility from the entire banking system.  The salient features of the draft guidelines are: A minimum level of LOAN COMPONENT in fund based

BE/RBI NOTE/19/2018 The rate at which RBI lends to Banks is nothing but REPO rate which stands icnreased by 25 basis, as per decision taken in the Monetary Policy Committee meeting held in Mumbai yesterday.  More reports of the increase are as given below: RBI had raised the rates by 25 Basis Points to 8

The FSR (Financial Stability Report) of RBI December 2017 points out the alarming figures of Bank NPAs.   The statistics reveals the figures as under: Gross Non Performing Advances (GNPA) ratio of scheduled commercial banks (SCBs) increased from 9.6% to 10.2% between March and September 2017. The GNPA grew by 18.5% on a year on year

BE/RBI NOTE/18/2018 The crucial Monetary Policy Committee (MPC) is coming up on 4-6 June 2018.  Economists, have predicted with the increased oil prices and an upward trend in the inflation rates, the crucial meeting of MPC on 4-6th June 2018 might come up with a 25 basis points hike in key policy rates. Causes and

BE/RBI NOTE/17/2018 Volatility of Hot money flow is envisaged with the recent actions initiated by the Central Bank (Reserve Bank of India) in attracting the foreign buyers in investing in the Indian Debt Market.  The crux of the issue is as under: Causes: RBI lifted a restriction limiting foreign investors in buying of bonds of