BE/RBI NOTE/25/2018   It is well known that a number of states have waived off farm loans after the 2014 General Elections in 2014.  The grey areas here as per RBI report are: The burden on farmers and their families have obviously reduced But the benefits to the overall economy through higher investments in agriculture and

BE/RBI NOTE/24/2018 RBI has signalled that time has come for the regulator to caution banks in making the affordable small ticket home loans more expensive and thus make public mount up more money if banks do not come forward to bring in more stringent standards and remove rising bad loans in the Housing Sector. RBI

BE/RBI NOTE/23/2018 A latest report on NPAs  coming under the Prompt Correct Action (PCA) reports reveals that the stressed assets are more contributed by advances through multiple banks/consortium arrangements than those contributed by individual bank advances. This was revealed by RBI in its Financial Stability Report (FSR) for June 2018.  Further, The report suggests that

BE/RBI NOTE/22/2018 Urban Co-operative Banks form a major part of Indian Banking.  Reserve Bank of India has come out with a proposal, that Primary Urban Co-operative Banks (UCBs) should set up a Board of Management (BoM) in order to strengthen their Governance.  The RBI guidelines are: The BoM should have a minimum of three members

BE/RBI NOTE/21/2018 Reserve Bank of India, the Central Bank has viewed the banks’ lethargic attitude in upgrading the ATMs very seriously.  RBI has now come out with strict timelines to upgrade the ATMs else face action. Details: The Timeline reads that banks should implement a series of security measures by August and thus ensure to