BE/RBINOTE/42/2020
Financial Stability Report (FSR) is released by RBI, every quarter which explains the details of the Stressed assets at Private Banks, Public Sector Banks, Foreign Banks and others. Here is a report which details the moratorium availed as on April 30, 2020, and the outstanding loan portfolio in the Retail Sector. It reveals that Retail loans in the financial system has over 55% as its share out of the total outstanding loans. It is alarming that the moratorium would add on to the bad loans outstanding further and recovery of NPA is going to be a task.
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